Their plan seems to go along well with their intent to allow debt collectors to harass you through social media as well (source below). Search history factoring into your credit score is even more invasive and needs to be stopped before it starts. Once they get full impunity to do this, they won't give it up. Source: https://www.consumerreports.org/debt-collection/debt-collectors-will-be-able-to-contact-you-on-facebook-instagram-twitter/